af44 Terms & Conditions

Introduction & Acceptance

Welcome to the af44 platform. These terms and conditions ("Terms") form a binding agreement between af44 and its users. By visiting the website, registering an account, or using any of our services, you are considered to have fully accepted the following terms.

Please read this document carefully. If you disagree with any part of these terms, please refrain from using af44's services. af44 reserves the right to change these terms at any time, and continued use of the platform after any changes means you have accepted the revised terms.

Account Registration & Eligibility

1.1 Eligibility Requirements

To open an account and use services on af44, you must meet the following conditions:

• You must be at least 21 years of age.
• You must be accessing from a region where online gaming is permitted under applicable legal requirements.
• The information you provide at registration must be true, accurate, and complete.
• If any account has previously been suspended or closed by af44, a new account may not be opened.

1.2 Single Account Policy

Each individual may hold only one af44 account. Multiple accounts held by the same person will be considered a violation of our anti-fraud policy, and all accounts along with their balances may be forfeited.

1.3 Account Security

It is your responsibility to keep your login credentials — username and password — completely confidential. Allowing third parties to use your account or sharing access details with them is strictly prohibited. Any unauthorized activity or security breach on the account must be reported to our support team immediately.

1.4 Information Verification

af44 reserves the right to verify your identity, age, and other information provided on the account at any time. Failure to respond adequately to a verification request may result in the temporary suspension of account activity.

Deposits & Withdrawals

2.1 Deposit Terms

The following payment methods are accepted for depositing funds into af44:

• bKash
• Nagad
• Rocket
• Bank transfer (major Bangladeshi banks including Dutch-Bangla Bank, Islami Bank, BRAC Bank)

The minimum deposit amount for each method is ৳200. Deposited funds must come only from your own legitimate account — use of third-party accounts is strictly prohibited.

2.2 Withdrawal Terms

The minimum withdrawal amount is ৳1,000. Withdrawal requests generally take between 30 minutes and 3 hours to process successfully. Each withdrawal will be sent using the same method that was used for the deposit.

2.3 Transaction Security

af44 secures all financial transactions using SSL encryption technology. Your financial information is never shared with third parties. If any unusual transaction is identified, af44 reserves the right to take protective measures.

Bonus & Promotion Terms

3.1 Welcome Bonus

af44 offers new members a 200% bonus on their first deposit, up to a maximum of ৳10,000. For example, depositing ৳1,000 gives a ৳2,000 bonus — total balance ৳3,000. Depositing ৳12,000 or more gives the maximum ৳10,000 bonus — total balance ৳22,000.

3.2 Wagering Requirements

A 25x wagering requirement must be met before bonus winnings can be withdrawn. Wagering is calculated only on the bonus amount, not on the combined total of the deposit and bonus. Example: ৳2,000 bonus × 25 = ৳50,000 in wagers must be placed before funds earned from the bonus become withdrawable.

3.3 General Bonus Terms

• Each bonus offer is available once per individual, per household, or per device.
• Any attempt to collect bonuses from multiple accounts will be considered fraud.
• af44 reserves the right to modify, suspend, or cancel any bonus offer at any time.
• If wagering requirements are not met within the specified period after accepting a bonus, the bonus may be forfeited.
• The games that count towards bonus wagering will be clearly indicated on the platform.

3.4 VIP Program

af44 has three VIP tiers: Bronze, Silver, and Gold. Higher tiers can be reached through regular play, and weekly cashback benefits are available. The detailed terms for VIP tiers and benefits apply separately and may change at any time.

Gameplay Rules

4.1 Fair Play Policy

af44 is committed to ensuring fair play across all games. Our games are powered by verified Random Number Generator (RNG) technology, which ensures that every outcome is entirely independent and unbiased.

4.2 Prohibited Activities

The following activities are strictly prohibited and may result in immediate account closure and forfeiture of balance:

• Using bots, automation software, or artificial intelligence to play games.
• Exploiting vulnerabilities or technical errors in the game system in an improper manner.
• Misconduct or harassment towards other players or staff.
• Money laundering or any other illegal financial activity.
• Using multiple accounts to take advantage of bonuses.
• Any attempt to bypass the platform's security systems.

4.3 Technical Issues

If a game is interrupted mid-session due to loss of internet connection or other technical issues, af44 will generally consider that round void and return the wager. However, results recorded in server logs will be considered final.

Responsible Gaming Policy

5.1 Commitment to Responsible Play

af44 places the highest importance on responsible gaming. We believe gaming should be a form of entertainment, not a source of income. Play within your budget and never wager more than you can afford.

5.2 Self-Control Tools

The following self-control tools are available on the af44 platform:

• Setting deposit limits (daily, weekly, or monthly)
• Activating a temporary break or cooling-off period
• Requesting Self-Exclusion
• Reviewing account activity and history

5.3 Protection of Minors

af44 firmly prohibits minors from gaming. This platform is for users aged 21 and above only. Parents and guardians are advised to keep their accounts secured on shared family devices and to use parental control software where necessary.

To learn more about responsible gaming, visit our Responsible Gaming page.

Privacy & Data Protection

6.1 Data Collection

af44 collects personal information for the purposes of account registration and service delivery. Information collected may include: name, contact details, date of birth, payment information, and platform usage history.

6.2 Purpose of Data Use

Collected information is used for the following purposes:

• Account management and verification
• Processing financial transactions
• Fraud prevention and security assurance
• Service quality improvement
• Fulfilling legal obligations

af44 does not sell or disclose your personal information to third parties without authorization. For more details, read our Privacy Policy.

Intellectual Property & Content

7.1 Intellectual Property Ownership

All content published on the af44 platform — logos, graphics, text, software, and design — is protected under the intellectual property rights of af44 or its partners. Reuse, distribution, or modification of this content without explicit written permission is prohibited.

7.2 User Content

If you submit any comments or content on the af44 platform, you grant af44 a non-exclusive, royalty-free license to use, modify, and display that content.

Account Suspension & Closure

8.1 af44's Right to Close Accounts

af44 reserves the right to suspend or permanently close any account without prior notice in the following circumstances:

• Violation of any clause in these terms
• Suspicion of fraudulent or deceptive activity
• Concern of money laundering
• Providing false or incomplete information
• Harassment of other users or staff

8.2 User Request for Account Closure

You may request to close your account at any time by emailing [email protected]. Ensure any outstanding balance is withdrawn before account closure. If bonus wagering requirements have not been met, those bonuses will be forfeited.

Limitation of Liability

9.1 Service Guarantee

af44 strives to provide uninterrupted service at all times. However, service may be temporarily disrupted due to technical maintenance, upgrades, or unforeseen technical issues. af44 will not be liable for indirect losses arising from such situations.

9.2 Third-Party Services

Games from various providers — including Pragmatic Play, Evolution Gaming, PG Soft, JILI, and Spribe — are available on the af44 platform. af44's liability will be limited in the event of faults or disruptions from third-party services.

9.3 Internet Connection

It is the user's own responsibility to ensure a stable internet connection. af44 will not be liable for any loss from a game or wager due to connection loss, unless server logs confirm that the issue originated on our end.

Dispute Resolution & Support

10.1 Complaint Submission Process

For any complaint or dispute, first contact our customer support team. Clearly describe your complaint and include relevant details (transaction ID, date, amount). We will work to resolve your complaint as quickly as possible.

10.2 Support Channels

af44 provides 24/7 customer support. You can get assistance in both Bengali and English:

• Live Chat: Direct contact through the platform
• Email: [email protected]

Terms & Conditions Changes & General Provisions

11.1 Right to Modify Terms & Conditions

af44 reserves the right to modify these terms and conditions at any time. For significant changes, a notice will generally be published on the platform. Continued use of the platform after any changes to the terms and conditions will be considered acceptance of the new terms.

11.2 Severability

If any provision of these terms and conditions is found to be invalid or unenforceable, the remaining provisions will remain in full effect. The invalid provision will be replaced by the closest enforceable alternative.

11.3 Entire Agreement

These terms and conditions, the privacy policy, and any specific bonus terms together form the entire agreement between af44 and you. No oral or other written agreement outside of these documents shall apply.

11.4 Contact

If you have any questions or comments regarding these terms and conditions, please contact us: [email protected]